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Who Pays If I Am In A Car Accident While At Work

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Car accidents are a simple fact of modern living, and when a car accident happens while someone is attempting to follow their employer’s orders, or while trying to simply conduct their duties, the employer may be liable. Employers are most often found liable in cases involving commercial vehicle accidents. Damage to property or injuries sustained during the accident are considered the employer’s responsibility if the commercial driver is at fault. Even if the case is not related to commercial driving, the employer’s liability depends on the circumstances of the crash.

How employers could be liable

There are two specific ways an employer can be found liable. The first is if he or she is proven negligent. This means that they did not take proper care or give due caution to some aspect of their business, and it caused the accident. The other way is vicarious liability, also called respondiat superior. Respondiat superior is Latin for “let the master answer.” It is the principle that an employee’s mistake is the employer’s responsibility.

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Employer negligence in a car accident

Employer negligence can be thought of as any way an employer did not ensure the safety of his employees and everyone his employees come in contact with. For instance, negligently hiring untrained employees or failing to supervise employees are both seen as negligence of the employer. It is the employer’s responsibility to ensure that the people they hire are competent at their job, or are properly trained.

For instance, if an employer was going to hire a commercial truck driver, they should be diligent in checking their commercial license. This means investigating to be sure that the license is still in good standing and is not suspended. It is also a good idea to take extra precautions, such as looking through past driving record and requesting a drug test. These few simple steps ensure the driver is qualified and ready for the position.

When an employer is guilty of improperly supervising

Another way an employer can be negligent is by failing to properly supervise their workers. Businesses should have proper policies in place to keep a safe and effective work environment, and it is an employer’s job to see that all policies are followed.

For instance, an employer that has commercial truck drivers working for them must be sure that their drivers are keeping proper logs that meet the requirement set by the federal government as well as the local and state governments. If the employer does not give the proper supervision and fails to enforce his or her safety rules, they are considered negligent and will be held liable for damages.

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What is respondiat superior and how does it work

Vicarious liability is more complicated. An employer can do everything right, and still find themselves liable due to respondiat superior. Respondiat superior is a doctrine of law that states that the actions of the employees are the same as the employer that directed those employees. When an employer orders or directs his employees into taking some course of action, it is legally the same as if he or she was the one doing the action. Naturally, this only applies if the employee was following the employer’s orders at the time of the accident.

For an example, if Steve was sent by his employer to pick up some copies of the new office safety outlines and gets into a wreck on his way there, the employer is responsible because he is doing exactly what his boss asked him to do. However, if he decides to stop and get lunch on his way back and gets into an accident, the employer will not be liable because Steve was not doing something his boss told him to do at the time of the accident.

Furthermore, there are a few exceptions to the rule. Such as if an employee intentionally commits an intentional crime or generally some other unacceptable action. Therefore, say an employee decides to run over someone while driving the company vehicle, the employer will not be fault and will not be liable.

Liability In A Car Accident While At Work

If you or a loved one have been involved in an accident involving employer liability, or if you are an employer whose employee has gotten into an accident and you are concerned about your liability, it is strongly suggested you contact an experienced personal injury lawyer. They can explain liability and how it affects your case. A personal injury attorney can also help to see that you either get the compensation you need, or are protected from liability for an accident you should not be liable for.

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