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Determining who to sue can be complicated
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The question of who to sue after a car accident is one that comes up often. Most people will automatically think about the driver of the vehicle that crashed into them. In most cases, there is one party who can be held liable for the accident, but other parties are also possible in many accidents.
One of the first things that has to be done is the investigation. This is a way that you can find out who is liable and what happened. You must look into all of the aspects of the accident that might have a part in assigning blame.
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Liability Insurance
All drivers in Alabama must have at least liability insurance. The law stipulates specific minimum coverage. Determining if the driver who smashed into you had appropriate coverage at the time of the accident is imperative. If the driver did have an insurance policy, that insurer could be held liable.
When it comes to the insurance company, you will have to look into the driver’s policy to find out if the coverage the driver had will cover your medical expenses. In some cases, such as catastrophic injuries, the coverage by the insurance company wouldn’t necessarily be sufficient.
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Who To Sue In A Car Accident
If you determine that the coverage the other driver had wasn’t sufficient, you might opt to sue the driver. You could also file a claim with your own insurance company. In some cases, you might also be able to seek compensation from another entity, such as a business if the vehicle was a company vehicle. It is very important to determine everyone who can be held accountable so that you can list them in the claim for compensation that you file with the court.
Source: FindLaw, “Who Do I Sue After a Car Accident?,” accessed Dec. 02, 2016
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